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What we do

Rent to Own Central is the premier source for information on Rent to Own, Lease Purchase and Owner Financing properties. We are unique in that we offer access to quality and affordable residential properties representing the best values available.

Challenges Facing Home Buyers
In 2008 the housing market crashed and the United States economy went into a severe recession. Over 220 banks and financial institutions across the country either went out of business or had to be taken over including Lehman Brothers, Washington Mutual and Wachovia. Other major Lenders and institutions such as Citigroup and Bank of America as well as AIG, the worlds largest insurance company, received help from the government to avoid bankruptcy.

The housing market crash has undoubtedly made homes more affordable. However, the financial crises and failure of so many banks means that there is less money available for people looking to buy a home. Credit is essentially frozen as the few remaining banks are being overly cautious by imposing extremely strict lending requirements or are simply denying new home loan applications.

New lending requirements mean that people with any or all of the following typically find it difficult to qualify for bank financing right now.

- Divorce	- Blemished credit
- New job (less than 2 yrs in existing employment)	- Home needs minor repairs
- Self employed/small business owners	- Insufficient down payment
- People needing to move quickly	- Limited credit history
- Newly weds	- Insufficient reserves (at least 6 months of living expenses)
- Existing debt (credit cards, car loans etc.)	- Previous bankruptcy or foreclosure.

Solution for Home Buyers
Get an affordable home today with Rent to Own or Owner Financing terms. Thousands of people in all of the above circumstances have responsibly obtained homes within their means using Rent to Own programs. The qualifying process is hassle free, fast and simple. There are no junk fees or hidden costs and you can move in to your new home in as little as 72 hours.

Home prices are still low but won't stay low forever. Rent to Own and Owner Financing programs are extremely popular. We provide access to Rent to Own sellers who work directly with buyers on a first come first serve basis.

Don't miss out BUY TODAY and ensure you lock in the best value!

See a FREE List of Homes in Your Area

Rent to Own
Rent to own also known as lease with the option to buy is a transaction in which the buyer agrees to rent the desired property for a period of time with the option of purchasing at a later date. In exchange for a down payment, the tenant is guaranteed an exclusive right to purchase the home within the agreed time frame. This means you can lock in the low prices available today and close on the home in future when you are able to qualify for traditional financing such as FHA, VA or conventional loan. Rent to Own transactions are only for people who have a realistic chance of qualifying for a new mortgage before the end of the Rent to Own agreement period.

Owner Financing
Owner financing also known as seller financing is a transaction in which the seller of a property agrees to take all or part of the purchase price in regular installments over a period of time. Since the seller is accepting payments over a period of time, a larger down payment is usually required and interest is charged on the remaining balance. Owner financing allows you to reap the benefits of home ownership right away without any of the delays, stumbling blocks or headaches associated with borrowing money from a bank.

Wholesale Properties
We also offer access to pre-foreclosure, foreclosure, bank owned and tax deed properties at wholesale prices for people who can immediately qualify for a new loan or for people with cash looking for great bargains.

Sample Deals Available Inside

- 3 Bed 2 Bath	- 3 Bed 2 Bath
- Price: $70,000	- Price: $200,000
- Payment:$300/month**	- Payment:$845/month**